TERMS AND CONDITIONS

*1. Introduction*

Welcome to SJPR Club, operated by SJPR Futura FZE. By accessing our website at www.sjpr.club and using our services, you agree to comply with the following terms and conditions.

*2. Membership and Services*

– *Eligibility*: Our services are available to individuals aged 18 and over. By registering, you warrant that you meet these age requirements.
– *Membership Plans*: We offer various membership plans, including yearly and three-year options. Membership fees are subject to change, and members will be notified of any adjustments.
– *Services*: As a member, you’ll have access to our online courses, live analyses, exclusive groups, and investment opportunities.

*3. Investment Participation*

– *Investment in Group Projects*: Members may participate in property investments through group projects. Participation is subject to contributing the specified share of the investment.
– *Risks*: Investments carry risks, and returns are not guaranteed. We facilitate a transparent process, but we recommend consulting with a financial advisor before committing.

*4. Payment and Refund Policy*

– *Payments*: All payments for services must be made in accordance with the selected membership plan.
– *Refunds*: A 14-day money-back guarantee is available upon initial registration. Requests must be made within this period.

*5. Use of the Website*

– *Content*: All content provided on the website, including courses and materials, is for informational purposes only and should not be construed as financial advice.
– *Prohibited Activities*: You must not use our website for any illegal or unauthorized purpose, nor violate any laws within your jurisdiction.

*6. Intellectual Property*

The content, trademarks, and other intellectual property on this site are owned by SJPR Futura FZE. Unauthorized use or distribution is prohibited.

*7. Limitation of Liability*

SJPR Futura FZE shall not be held liable for any direct, indirect, incidental, special, or consequential damages resulting from the use of or inability to use our services.

*8. Indemnification*

By using our services, you agree to indemnify and hold SJPR Futura FZE harmless from any claims or demands made by third parties due to your violation of these Terms.

*9. Amendments*

We reserve the right to amend these terms at any time. Members will be notified of significant changes via email.

*10. Governing Law*

These Terms are governed by the laws of the United Arab Emirates. Any disputes arising from these Terms will be resolved in the courts of the UAE.

*11. Contact Information*

For any questions or concerns about these Terms, please contact us at support@sjpr.club.